Get access to Ratio today and start improving your cash flow.

Pay your vendors
or defer bill payments

Manage all of your invoices and payments in one place with integrated financing to improve your cashflow
Payments software
that handles it all.
GET ACCESS
Improve cashflow
We provide you with a credit limit to help you defer payments for up to 60 days to help with cashflow shortfalls.
Manage invoices
Ratio makes it easy for you to keep track of your invoices and bills to make sure you're never behind on payments.
Save Time
Forget logging in to multiple tools, manage all of your invoices and payments in one place.
Embedded Financing
We integrate with the tools that you already use. Link your bank account and accounting software and start making payments immediately.

Pay bills in a few clicks

Forget the days of juggling between your e-banking, accounting tools and email to simply pay an invoice.
No transaction fees.
100% secure. Guaranteed.
Fully integrated to reduce manual work.

An integrated credit line to improve your cashflow

Defer payments up to 60 days with our integrated credit line to improve cashflow.

Alleviate the burden of cashflow issues with integrated credit allowing you to defer vendor / supplier payments for up to 60 days at competitive rates.

Stop factoring entire invoices, simply finance the payments that you want to defer.

The 4 step process to pay your vendors faster.

01
Manage Invoices
Scan invoices, automate data-entry and route approvals, effortlessly, automatically.
02
Track expenses
Scan invoices, automate data-entry and route approvals, effortlessly, automatically.
03
Send & get payments
Scan invoices, automate data-entry and route approvals, effortlessly, automatically.
04
Analyze cashflow
Scan invoices, automate data-entry and route approvals, effortlessly, automatically.

Why Ratio?

vs
How Ratio works:
Auto-scan email for invoices
Review invoice and approve
Data entry automated in accounting software
Your Current Process
existing solutions:
Looking for invoices in your email
Download and input data manually
Process payment in your banking app
Reconcile payment in accounting software
Repeat 100x

Works with all your favourite tools & bank accounts

Get access to Ratio.
Join today.

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